For many families, the idea of investing to build long-term stability can feel daunting or out of reach. One approach that’s accessible and time-tested is systematic investing — a method of contributing regularly to an investment account through automatic deposits. You’re effectively “paying yourself first,” setting aside funds before they’re spent elsewhere and without requiring constant monitoring or willpower.
This strategy also takes advantage of dollar-cost averaging — buying more shares when prices are low and fewer when they’re high — which can help smooth out market ups and downs. Because it encourages long-term commitment, systematic investing helps investors stay the course, reducing the temptation to react emotionally to market swings. Historically, those who remain invested are more likely to benefit from the market’s strongest days and the power of compound returns — even if they began with modest amounts.
Importantly, systematic investing also provides flexibility across different income levels and as financial goals change: You can start small, increase contributions as income grows, or pause in case of an urgent need.
In short, systematic investing offers Catholic families a way to approach investing with discipline and peace of mind. It’s a tried-and-true strategy that helps reduce the stress and risk of trying to time the market, while gradually building financial security for the years ahead.
For more information and resources, visit kofc.org/familyfinance.
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Thom Duffy is head of investment advisory services for the Knights of Columbus and a member of St. George Council 3928 in Guilford, Conn.








