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itemProp="item"><span itemProp="name">Home</span></a> </li> <li class="breadcrumb-item"> <a href="/family/" itemProp="item"><span itemProp="name">Family</span></a> </li> <li class="breadcrumb-item"> <a href="/family/finances/" itemProp="item"><span itemProp="name">Finances</span></a> </li> </ul> </div> </div> </nav> <section class="content-grid container"> <div class="col-article__title"> <h1 > <div class="rich-text "> Do I need life insurance if I’m single? </div> </h1> </div> <div class="col-article__date"> <time>September 1, 2026</time> </div> <div class="col-article__byline"> <span>By David B. Cary</span> </div> <div class="col-article__date-mobile"> <time>September 1, 2026</time> </div> <section class="col-article__featured "> <figure class="image-block-wrapper"> <picture><source srcset="https://files.kofc.org/images/assets/Man+on+a+Bridge.jpg/9c54ab069cbe11f187a286cae5e67ca3?width=900&height=506" /><img src="https://files.kofc.org/images/assets/Man+on+a+Bridge.jpg/9c54ab069cbe11f187a286cae5e67ca3?width=900&height=506" alt="A man stands on a bridge over a mountain stream." loading="eager" class="img" decoding="auto" width="900" height="506" /></picture> <figcaption class="caption"> <div class="rich-text "> Drs Producoes / E+ via Getty Images </div> </figcaption> </figure> </section> <section class="col-article__content-rich-text"> <div class="score-rich-text-block default default"> <div class="content-area "> <div class="rich-text "> <p>Life insurance can benefit everyone, not just those who are married and have children. Consider the following ways it could provide valuable financial protection for those closest to you.</p> <p>Cover final expenses. Naming your next of kin as your beneficiary can help pay for funeral, burial and other end-of-life expenses without requiring loved ones to use their own funds.</p> <p>Protect shared financial obligations. Do you have loans with a co-signer or plan to leave your home to an heir? Naming that person as your beneficiary could help cover outstanding debts or make it easier to keep the property.</p> <p>Provide for loved ones. Do members of your extended family depend on you? Naming a parent, niece or nephew, sibling or friend as your beneficiary can help continue that support after your death.</p> <p>Support your business. If you own a business, life insurance can help a business partner purchase your ownership share, hire a replacement or provide for employees if you die unexpectedly.</p> <p>Secure your future and leave a legacy. Purchasing life insurance while you’re relatively young and healthy may help you qualify for lower premiums while securing valuable protection for the years ahead. As your life changes, so will your financial priorities. What begins as a way to protect loved ones and preserve your legacy may also provide living benefits during retirement. A Knights of Columbus insurance agent can help you discern the right choice as your needs evolve*.<span class="Apple-converted-space"> </span></p> <p>For more tips and information, visit <a href="https://www.kofc.org/resources/financial-education/">kofc.org/familyfinance</a>.</p> <p style="text-align: center;">*****</p> <p>DAVID B. CARY, FICF, ChSNC, is regional vice president for the Central Region of the Knights of Columbus. A former general agent, he is a member of St. Francis of Assisi Council 10792 in Strongsville, Ohio.</p> <p><em>* Knights of Columbus and its agents are not permitted to provide financial planning, legal or tax advice.</em></p> </div> </div> </div> </section> </section> <section class="col-article__related-articles bg-colorExtraLightGrey"> <section class="article-card-block container"> <section class="article-card-block__title content-grid"> <h1 class="article-card-block__title__text grid-col-full text-left">Related Articles</h1> </section> <section class="article-card-block__cards content-grid"> <div class="article-card"> <div class="article-card__image"> <a href="/family/finances/2026/07/how-can-i-make-charitable-giving-a-year-round-habit/"> <picture><source srcset="https://files.kofc.org/images/assets/Distribution+Project.jpg/Zz1lZjdkMzJmYzczY2YxMWYxOTkyMGJlZDcxMDNjMTdmMA==?width=318&height=212" /><img src="https://files.kofc.org/images/assets/Distribution+Project.jpg/Zz1lZjdkMzJmYzczY2YxMWYxOTkyMGJlZDcxMDNjMTdmMA==?width=318&height=212" alt="A Knight and child help pack supplies at a food distribution site." loading="lazy" decoding="auto" width="318" height="212" /></picture> </a> </div> <div class="article-card__details"> <div class="article-card__details__category"> <a href="/family/finances/"> <h3>Finances</h3> </a> </div> <div class="article-card__details__title"> <a href=/family/finances/2026/07/how-can-i-make-charitable-giving-a-year-round-habit/> <h2>How can I make charitable giving a year-round habit?</h2> </a> </div> <div class="article-card__details__title-mobile"> <a href=/family/finances/2026/07/how-can-i-make-charitable-giving-a-year-round-habit/> <h2>How can I make charitable giving a year-round habit?</h2> </a> </div> <div class="article-card__details__by-line"> <p>By Dennis J. 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